Bankruptcy law

You have worked hard to put food on the table and clothes on the backs of your family, but have recently lost your job. Or, perhaps you are a North Bergen entrepreneur who has felt the brunt of a highly competitive and volatile market. As a result, despite your best efforts, you find yourself overwhelmed by insurmountable debt. That is, your debts outweigh your assets and the compound interest only makes your difficult situation even worse. Don't worry. Winograd And Schwartz, Attorneys At Law, P.C. understands your concerns and we will help you obtain peace of mind when your debts become unmanageable. We work to find the best avenue to take to reduce your debt to get you back on your feet. Moreover, we can create a personalized debt reduction and management plan to reprioritize your needs and set you on the path to financial stability. As a debt relief agency we help people file for bankruptcy relief under the Bankruptcy Code. We also will work with you to find alternatives to Bankruptcy.

However, sometimes simply trying to manage one's debts won't suffice. If your debts are so large that you will never be able to pay them off in your lifetime you may have no choice but to declare bankruptcy. Sometimes trying to salvage what is left by remortgaging your home, extending your line of credit, or cashing in your 401k is not the solution. We provide free and anonymous consultations that cater to your personal situation.

If you need help managing your finances, or speaking with collection agencies or need to declare personal Chapter 7 bankruptcy, Winograd And Schwartz, Attorneys At Law, P.C. will provide free and confidential consolations and advisory planning to get you back on your feet with minimal anxiety. Please contact us today to eliminate any insolvency issues you may have.

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